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Home > Blog > What Is the Average Cost for a Funeral and Burial?
FRIDAY, JANUARY 31, 2020

What Is the Average Cost for a Funeral and Burial?

Have you thought about your loved ones’ needs after your death? Though this is a subject many do not want to bring up, it is one that is quite important to consider. Do so even if you are healthy. Do so even if you are young.Elderly Couple on a sailboat

Consider for a moment what your loved ones will go through if you are not there to provide for them. What do they need? A good place to start with this is considering the cost of a funeral and burial. With the right life insurance, you can give them the financial support necessary to manage this event.

What You Can Expect

The Federal Trade Commission provides some clear information about funeral and burial costs. These range widely from one location to the next. The type of service also plays a role. For those who plan to have a full funeral--the most common choice in the United States--costs can range from $2,000 up to $10,000 or more. This often does not cover the cost of burial vaults and grave liners. And, there are additional costs related to preservation processes and the products used. In total, it can cost $10,000 or more for the entire process. Sometimes, this is significantly more.

Can Life Insurance Help?

Life insurance provides a payment at the time of death. If you have a policy in place at the time of your death, the person listed as the beneficiary will receive a payment. The amount depends on the coverage you purchase and, sometimes, the length of time you have the policy.

Your loved one decides at that time what to do with the funds. In many cases, the funds are available within a few weeks. This can allow for your loved ones to have the funds necessary to cover funeral and burial services.

Also factor in your loved ones’ other needs. This may include paying for monthly expenses, debt, and covering things like tuition. If you would like to provide financial support for your loved ones, your life insurance policy can do so.

Keep in mind that the average cost of a funeral or burial can change significantly. It is important to speak to your life insurance agent to discuss how much coverage you need. You may pay very little to keep this type of insurance in place. And, should they need it, your family will appreciate that you put the plan in place.

For assistance establishing the correct coverage, call one of our agents today at 877-790-7310. We are here to help you get the right life insurance.

Posted 3:06 PM

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